Visa Cryptocurrency Partners Rewards Visa Card 2022 Review – Forbes Advisor Visa Card
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Earn rewards

The Rewards Visa Card allows card members to earn cash in the form of CRO rewards. CRO Rewards is’s crypto token, which can be traded on the platform in other digital currencies or even fiat currency.

The Rewards Visa debit card is actually a series of cards. Each level of the card depends on how much you bet – the higher your stake, the more advantages and perks you can unlock. The top card, Obsidian, for example, claims to offer up to 8% CRO back on most purchases.

Unfortunately, the amount you need to pay makes the top card inconvenient for everyone but the most devoted crypto enthusiast. In fact, the top two levels, obsidian and frosted rose gold/icy white are out of reach for most people, making the advertised rate of “up to 8%” somewhat misleading.


Unlike other traditional credit and debit cards, the Visa Rewards Card requires you to “share” the money. “Staking” is to lock your funds in one form or another for a specified period of time with the selected platform. In the case of Rewards Visa, this will be and its CRO code. CRO token values ​​vary according to the crypto market and range from $0.09 to $0.12 as of February 2021. Basically, users give the card issuer a loan in their cryptocurrencies and in return offers a host of benefits.

Fixed staking requirements for Rewards Visa in USD instead of CRO.

The frozen funds must be kept for six months. Once the card holder unlocks his CRO, the benefits of each class will be reduced. To retain the rewards and benefits, users can keep their CRO store beyond the initial six-month storage period.

Redeem rewards

CRO rewards are earned on eligible purchases, and depending on the denomination of the card you hold, you will earn a certain percentage of money. CRO Bonuses are deposited into your account instantly.

  • obsidian – A top notch and most premium Crypto card, this one comes with a massive $400,000 storage requirement. Obsidian earns 8% CRO rewards on card spending. Other perks include: Monthly compensation for subscription services from Spotify, Amazon Prime and Netflix. Free ATM withdrawals up to a maximum of $1,000 per month.
  • Frosted rose gold and icy white – The second highest Crypto card. Users can choose rose gold or icy white. The staking requirement for this second tier is $40,000 – still incredibly high. The perks go down, too, although it still earns a monthly compensation for subscription services from Spotify, Amazon Prime, and Netflix. Frosted Rose Gold and Icy White Earn 5% CRO rewards on card spend. Free ATM withdrawals of up to $1000.00 per month are allowed.
  • Royal indigo and green jade – Level 3 cards from Rewards Visa also come in two options, Royal Indigo or Jade Green. The staking requirement for these cards is $4,000. Royal Indigo and Jade Green earn 3% CRO rewards on card spend. Additional perks include monthly payment for subscription services from Spotify and Netflix. The free ATM withdrawal limit is $800 per month.
  • Ruby Steel – Ruby Steel is a level 4 card. The $400 bet is required. Benefits include a monthly payment for Spotify subscriptions. Ruby Steel earns 2% CRO on card spend. The free ATM fee limits are $500 per month.
  • midnight blue – The Midnight Blue Card is a free option for, which means there is no storage requirement. The card has very few perks. Midnight Blue earns 1% CRO on card spend. The monthly free ATM allowance is $200.00. Also, unlike higher-level cards, which are made of metal, Midnight Blue is made of plastic.

cipher card layers

As of February 2021, the market value of the CRO rewards was in the range of $0.018 to $0.19. If you’re considering cashing in your CRO rewards for fiat currency, you’ll want to keep this value in mind. For example, if you have a Ruby Steel card that earns 2% CRO Rewards and you make a $1,000 purchase, you will receive $20 CRO Rewards based on the purchase price on the date of issue.

The benefits from spending on premium earning categories are in the form of reimbursements. Cardholders can receive one compensation per merchant per month and are capped as follows:

  • Spotify: $12.99
  • Netflix: $13.99
  • Expedia: $50.00
  • Amazon Prime: $12.99
  • Airbnb: $100.00

ATM fees are waived each month up to a maximum of $1 per card. After the maximum is reached, the fee for the withdrawal amount is increased to 2% thereafter.

Possible rewards

Forbes Advisor uses data from various government agencies to estimate and determine basic income and average spending across various consumer credit card categories. Income-generating households in the 70th percentile make approximately $100,172 annually and are reasonably able to charge $26,410 to credit cards each year.

Most families won’t benefit from the cryptocurrency that a premium credit card charges, so we’ll base our assumptions on the Ruby Steel card. This card requires a stake of $400.

The Ruby Steel card earns 2% in CRO, so our family can earn $528.20 back in CRO with all fees on the card. The rewards seem more in line if you are already subscribed to Spotify because this tier gets you up to $12.99 per month off Spotify.

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